Best Singsaver Promo Codes Singapore

You can settle your monthly credit card bills via Internet banking, GIRO, phone banking, cheque or in cash at the branch itself. The most convenient method is to create a GIRO payment mode when you apply for the credit card. So, the outstanding balance is automatically deducted every month from one of your accounts.

The processing time varies from bank to bank. Generally, when you apply for a credit card, it can take between three to five weeks for the application to be processed. Once the credit card application is approved, it takes between three to 10 days for the credit card to arrive in your mailbox. To speed up your application, ensure all your relevant documents are in order when you first apply for the credit card.

You can apply for as many credit cards as you want. If the cards are from the same bank, the original credit limit will be shared between all the cards. If you apply for credit cards with different banks, you will be granted a new limit each time. Keep track of how much you spend and when the bills are due. Missing a payment results in hefty interest charges and it can hurt your credit score, which in turn impacts your credit limit the next time you apply for a credit card or loan facility.

Yes. However, flight cancellations or delays before the date of purchase are usually not covered. In some policies, there may even be a waiting period from the time you buy until the time you are covered. Incidents that happen during this waiting period cannot be claimed. Ideally, it is best to buy travel insurance early to get the most out of your benefits.

Immediately report incidents with local authorities and get a written report. Prepare proof of delays such as receipts that show monetary value, or the cost of expenses such as meals and transfers as a result of flight delays. Using credit cards instead of cash can serve as proof of purchase too. Keep policy paperwork including any reimbursement or cancellation policies from airline agencies. File claims as soon as possible to prevent delays and missing out on filing deadlines for claims. Being prepared and having these supporting documents ready can speed up the processing time for your claims.